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Payment Processing

At Thrive POS, we understand that efficient and secure payment processing is crucial for the success of your restaurant. Our ThrivePay  payment solution is designed to ensure your transactions are fast, secure, and reliable. With Thrive POS, you can focus on what you do best—serving delicious food and creating memorable dining experiences—while we take care of your payment processing needs.

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Competitve Rates
Enjoy transparent, competitive processing rates to maximize your profits.
Integrated Single platform
Manage payments effortlessly with our user-friendly interface and seamless system integration from a single provider and support team.
Secure & Compliant
Hardware with NFC and EMV technology to help protect you from fraud and keep you PCI compliant.
Convenient payment types
In-store or online with all of your customers favorite payment methods.
Gift Card Options
Keep them coming back for more with branded gift card options

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Protect your transactions with EMV-compliant terminals and advanced encryption technologies.
Stay ahead with intelligent features like contactless transactions, real-time analytics and our Credit Card Surcharge program .
Experience smooth, integrated payment processing across all channels for both in-store and online orders.


At ThrivePay, we understand the financial pressures that businesses face, especially when it comes to managing processing fees. These fees can quickly add up, impacting your bottom line. That's why we specialize in assisting companies like yours to efficiently and legally set up a surcharge program. Our expert team is here to guide you through every step, ensuring that you can seamlessly pass on your processing fees to your customers without any hassle. By leveraging our in-depth knowledge and experience, you'll not only safeguard your profits but also maintain compliance with all relevant regulations. Let us help you navigate this process, making it straightforward and stress-free. ThrivePay with Credit Surcharge-1


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WHAT IS A CREDIT CARD SURCHARGE? Credit surcharges have been a topic of debate for many years. Initially, major credit card companies prohibited merchants from adding surcharges to credit card transactions. However, following a series of legal battles, including notable settlements such as the 2013 class-action lawsuit against Visa and MasterCard, merchants in the United States gained the right to impose surcharges on credit card transactions. These settlements allowed businesses to offset the costs associated with credit card processing, which can be significant.
What's the difference between a credit card surcharge and a cash discount?  a credit card surcharge adds a fee to credit card transactions, while a cash discount offers a price reduction for customers who pay with cash. Both methods help merchants manage the costs associated with credit card processing but are implemented in different ways.
How much can I charge as a surcharge?

The surcharge cannot exceed 3% of the transaction amount or the cost of accepting the card, whichever is lower. Please check your local laws and card brand guidelines for specific regulations.


As part of the onboarding process you must communicate to Thrive POS in writing that you would like to implement a surcharge program. Visa, MasterCard and Discover require a 30 day notification before implementation - Thrive POS will provide notification to the aforementioned card brands on your behalf. If you accept other credit cards, please check their requirements and notify them accordingly.


How should I inform my customers about the surcharge?

You must display clear signage at the point of entry, point of sale, and on receipts to inform customers about the surcharge. Sample signage is provided with the program.

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Point of Sale.  Payment Processing. Online Ordering. Delivery. Scheduling & More . . .


Have a conversation with a Thrive POS Pro to discuss the benefits for your business

Your Success, Our Commitment

At Thrive POS, we deliver more than just software – we provide a partnership that extends beyond setup, offering personalized service and expert support tailored to your pizzeria's unique needs.

Dimitris Z.🍕Zachary's Restaurant and Pizza
five stars"My brother and I are the owners of a small restaurant in ST. PAULS, NC. Eddie has been outstanding in helping us with our POS system and tailoring it to our Menu and specific needs. He truly cares about helping you, not just trying to be pushy in selling you something you don't need. He thoroughly explains all the services and support available with Thrive POS, and he personally is available for support and any questions you might have. We look forward to working with him, and recommend him highly  7  Stars from us !"
John Kerentzis🍕City View Pizza
five stars"I would like to say what a pleasure it has been to work with Beca. She has the most patience I’ve ever seen out of a human being. Throughout the process she has been fantastic at explaining everything and is willing to go above and beyond."
Sue B.🍔Elevation Burger
five stars"Very pleased with this service. We were having some IT issues in our store and Brian Loudon came through for us again. He helped us get back up and running again. He also took the time to explain what was going on. He was very patient with us beings we do not have the experience he does."
Jacob P🍕Plymouth House of Pizza
five stars"Thank you Serena and Eddie for the excellent service you have provided to me and my business :pray:"