CREDIT CARD SURCHARGE
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CREDIT SURCHARGE FAQ
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- A fee added to a customer’s bill when they pay in-store by credit card, covering the cost of processing the transaction.
Is it legal to add a surcharge?
- Yes, but there are specific legal requirements that must be met, and not all states permit it.
How much can I charge as a surcharge?
- The surcharge cannot exceed the cost of acceptance, typically capped at 3%.
What is the 30-day notice requirement?
- To implement a credit card surcharge, merchants must provide a 30-day notice to credit card networks before starting the program. Starting dates are By signing up now, we’ll help you complete this requirement in time for the next start date.
How do I sign up?
- Sign up through our easy form to get started and receive guidance on implementing the surcharge.

Sign Up for SavingsLaunch your Surcharge November 1st if you sign up in the next:
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